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Answer:I work with auto insurance companies all the time. From a claims standpoint, they are all bad. Always lying, not paying what they should, ignoring the law, etc. They count on people's ignorance and take advantage. Then they wonder why people go to lawyers.

Your state insurance department probably has a website that lists complaints against insurance companies. Take a look and go with one that doesn't have a lot of complaints. Having a good agent helps too. So meet with the agent and see if they do a snowjob or answer your questions honestly, in a straightforward way, and so you can understand it.

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